Now with auto-HST calculation

Expense tracking built for Canadian contractors

Upload your bank statements, automatically categorize expenses to CRA-compliant categories, and export ready-to-file tax reports. No accounting degree required.

14-day free trial. No credit card required.

10,000+
Transactions processed
500+
Happy contractors
98%
Categorization accuracy
4hrs
Saved per tax season

Everything you need for tax time

From bank statement to CRA-ready report in minutes, not hours.

CSV Upload
Export your bank statement as CSV and upload it. We support all major Canadian banks including RBC, TD, Scotiabank, BMO, and CIBC.
Auto-Categorize
Our smart rules automatically categorize your expenses into T1 General categories like Vehicle, Office, Meals, and Travel.
Export Report
Download a CRA-compliant expense report ready for your tax filing. HST amounts are calculated automatically.
HST Tracking
Automatic HST/GST calculation based on your province. We handle 5%, 13%, and 15% rates for you.
Bulk Categorization
Select multiple transactions and categorize them all at once. Save hours of manual work.
Duplicate Detection
We automatically detect and prevent duplicate transactions when you upload overlapping bank statements.

How it works

Three simple steps to organized expenses

1

Export your bank statement

Log into your online banking and download your transactions as a CSV file. Most banks make this easy.

2

Upload and review

Drop your CSV file into ExpenseFlow. We'll automatically categorize your expenses using smart rules.

3

Export for taxes

Download your categorized expenses as a CRA-compliant report. Share it with your accountant or file yourself.

Built for Canadian tax rules

ExpenseFlow understands Canadian tax law so you don't have to. We handle HST calculations, T1 General categories, and provincial tax rates automatically.

  • CRA T1 General expense categories
  • Automatic HST/GST calculation by province
  • Meal deduction rules (50% applied automatically)
  • Vehicle expense tracking with CCA support
  • Duplicate transaction detection
  • Export to CSV for your accountant
Start Tracking
Vehicle Expenses$3,240.00
Office Supplies$1,847.50
Meals (50%)$562.25
Travel$2,100.00
Total Deductions$7,749.75

HST recoverable: $892.21

Loved by contractors across Canada

See what other Canadian contractors are saying about ExpenseFlow

ExpenseFlow saved me hours every tax season. I used to dread organizing receipts, now it takes minutes.

Sarah M.

Freelance Developer, Toronto

The auto-categorization is surprisingly accurate. It correctly identified my software subscriptions and travel expenses.

James K.

IT Consultant, Vancouver

Finally, an expense tracker that understands Canadian tax rules. The HST calculations alone make it worth it.

Maria L.

Marketing Contractor, Ottawa

Simple, transparent pricing

One plan with everything included. No hidden fees, no surprises.

Standard
Everything you need to track expenses like a pro
$15/per month+ HST
Unlimited transactions
CSV upload from any Canadian bank
Smart auto-categorization
Custom category rules
CRA-compliant T1 General reports
Automatic HST/GST calculation
Bulk categorization tools
Duplicate detection
Export to CSV for your accountant
Priority email support
Multiple tax years
Start 14-Day Free Trial

14-day free trial. No credit card required to start.

Frequently asked questions

How much does ExpenseFlow cost?

ExpenseFlow is $15/month + HST. We offer a 14-day free trial so you can try all features before committing. No credit card required to start.

Which banks are supported?

We support any bank that lets you export transactions as CSV, which includes all major Canadian banks: RBC, TD, Scotiabank, BMO, CIBC, and most credit unions.

Is my data secure?

Absolutely. We use industry-standard encryption and never store your banking credentials. All data is stored in Canada on secure servers.

Can I use this for my business expenses?

Yes! While we're optimized for contractors filing T1 General, the expense categories work great for small businesses too.

How accurate is the auto-categorization?

Our rules-based system achieves about 98% accuracy. You can always adjust categories manually, and the Pro plan lets you create custom rules.

Ready to simplify your expense tracking?

Join Canadian contractors who save hours on their taxes with ExpenseFlow. Free to get started, no credit card required.

Start Tracking Expenses