Create an Account
Click Sign In on the homepage and enter your email address. We will send you a magic link to sign in securely without a password. Check your inbox and click the link to access your dashboard. No password to remember, no credit card required to start.
Configure Your Settings
Before uploading your first statement, go to Settings and configure:
- Province: This determines the HST or GST rate used to calculate your input tax credits.
- Tax Year: Set the year you are currently tracking. You can switch years at any time to view historical data.
- Business Name: Appears on your exported tax reports.
Upload Your First Statement
Navigate to the Upload page and drop your CSV or XLSX file. ExpenseFlow will automatically detect the bank format and categorize your transactions against CRA T1 General categories. Review the auto-assigned categories and make any adjustments before confirming.
Most contractors start by uploading a full year of bank statements for their main business chequing account, then layer in credit card statements if they use a business card.
Tip: Use a dedicated business bank account
Keeping your business and personal finances in separate accounts makes expense tracking significantly faster. When every transaction in your statement is business-related, categorization is quicker and you are less likely to miss deductions or accidentally include personal expenses.